答There are several reasons why people might prefer to use a debit card instead of a credit card:1. No interest charges: Unlike credit cards, debit cards do not charge interest on unpaid balances.2. Budget control: Debit cards allow you to spend only the money you have available in your account, which can help you control your spending and avoid overspending.3. No debt accumulation: With a debit card, you cannot accumulate debt like you can with a credit card. This can be helpful for people who struggle with managing credit card debt.4. No credit check: Debit cards do not require a credit check, which means that people with poor credit can still use them.5. Widespread acceptance: Debit cards are accepted at most merchants, making them a convenient payment option.6. No annual fees: Many credit cards charge annual fees, but most debit cards do not.7. Security: Debit cards are often protected by a PIN number, which can help prevent fraud and unauthorized transactions.
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